Sunday, July 22, 2012

Car Insurance for Young Drivers | Boys Vs Girls

The new driver does not have a driving record, insurance is very expensive and therefore. The new drivers are involved in more accidents and traffic violations is statistically paying insurance companies do not like. For this reason, if you add a young driver to an existing insurance contract, to double the normal premium. In order to obtain a lower premium rates, there is a need to understand a few things before shopping for car insurance for young drivers, which will include the following.

One. Boy versus girl

When you add a girl to your insurance policy, in the lottery, but not cheap, one of the following to be cheaper. Statistically, boys, you might have to take the risk over more than a faster drive, or involved in an accident, the ticket for speeding. Therefore, the insurance company, please take into account a high degree of risk than women of the same age as the young male drivers.

Two. Defensive driving course

In defensive driving course is one of the best ways to reduce insurance premiums for new drivers. If you are planning to add a young man in your policy, it is strongly recommended defensive driving course. These courses are reasonably inexpensive, it only takes one day. In some states, you can take a defensive driving course on the Internet actually! It is the easiest and most convenient way to get lower premiums. Passing score is about 10-15%, you can reduce the insurance premium for the policy.

Three. Good grade

There is always after your teen to get good grades you. When you add the incentive of lower premiums, you may give the extra drive to study them more. Most insurance companies offer good student discounts to young drivers. To qualify, the program usually requires more than average B. Or there is evidence of the grade as a copy of the report card like this, you need to provide a note from the principal. With good marks, it indicates an attitude of responsibility and maturity. Good student discount, the range of between 20 and 10 percent from normal.

Four. Old Car

Your teen, but whine about the rickety old winch, they bought it for just for you, it may be the logic behind your decision-making. Old cars are usually inexpensive repair has occurred, making it easier insurance premiums as well. High-end, luxury car, but it is more expensive because it does not guarantee, regardless of which is driving them.

Five. To keep a clean record

The new driver does not have a driving record. That your young driver to develop good driving habits, is extremely important to maintain. Over time, this is good, clean driving record will be, your speed will drop. Age is also a factor. Typically, insurance companies, has a "milestone" or "threshold". When you turn 21, to reduce the normal rate, you can expect another cut at the age of 25. Even after they get married, you can as this show maturity and responsibility, reduce insurance premiums. On the other hand, the repetition of crimes and accidents will evaluate your speed increases rapidly. Read more about car insurance click here : http://carinsurancecar.blogspot.com

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